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Life is unpredictable, and an emergency fund protects you from financial setbacks. This fund acts as a cushion for unexpected expenses like medical emergencies, car repairs, or sudden job loss. Experts often recommend saving at least three to six months of living expenses. Start small if you need to, even $10 or $20 a week can add up over time.
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Start small, stay consistent, and your financial future will improve steadily with smart budgeting.